As we get out of the winter and move into spring and summer it’s a time people think about buying a home. A time for families to have a place all their own. In reading many articles on the economy and whether it is a good time to buy or not there are mixed signals. One article says the market is picking up and prices are starting to rise. Another says that prices may still be able to come down ever so slightly. I have two comments regarding those divergent points of view- first, we will never know when the real estate market hits the bottom until after we missed it, and secondly, you need to buy a home for your value, your personal use, and your desires and wants. You do not need to look at what others are saying or doing but you need to do what works for you. The questions you must ask – Is this something that will work for me? , Will I be overextended financially?, Can I make the monthly payment?. One thing I always remember in the buying of a home is that you are not really paying $ 200,000 or so for a home -you are paying whatever the monthly payment is and is that within your budget. That’s the question to ask in your purchase decision. Can I afford this purchase on a monthly basis? Good luck with your search.